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Home Buyer Assistance

Helping Home Buyers In Greenville County

Assistance for Those Looking to Purchase a Home

Owning a home is possible, and GCRA can help you achieve that dream. GCRA works hard to build affordable housing so everyone has the chance to live comfortably. We build homes throughout Greenville County in areas such as the Brutontown community, the City of Greer, and Slater-Marietta.

First Time Home Buyers

If you are a first-time home buyer, you might qualify to buy an energy-efficient, affordable GCRA home. If you are interested in purchasing a GCRA home, please review the qualifications below and follow the application steps.

You May Qualify If You:

  • Pass a SLED background check to verify eligibility (please note that a $30 fee will be charged for each household member aged 18 or older to cover the SLED check)
  • Have good credit (If you’ve filed for bankruptcy you must wait two years before applying)
  • Have a good rental history for at least 12 months
  • Have a stable income
  • Have a good employment history
  • Have the ability to pay 1% of the purchase price as a down payment
  • Meet the income requirements:

Greenville County Limits:

Number in Household Maximum Income
1 $41,950
2 $47,950
3 $53,950
4 $59,900
5 $64,700
6 $69,500
7 $74,300
8 $79,100

 

Spartanburg County Limits:

Number in Household Maximum Income
1 $36,250
2 $41,400
3 $46,600
4 $51,750
5 $55,900
6 $60,050
7 $64,200
8 $68,350

 

Laurens County Limits:

Number in Household Maximum Income
1 $29,600
2 $33,800
3 $38,050
4 $42,250
5 $45,650
6 $49,050
7 $52,400
8 $55,800

 

All are as approved by the US Department of Housing and Urban Development (HUD), Effective July 1, 2020.  (Income limits published annually by HUD)

How to Apply

If you meet the qualifications and want to apply for a GCRA house, follow the application process below.

1. Contact GCRA staff (info below), who will help you to begin the process.  Along the way we will make sure all of your questions are answered.

2. Attend the Homebuyer Education Class taught by the Greenville County Human Relations Commission. Classes are taught in English or Spanish.

For More Information or to Register For a Class

Down Payment Assistance

Owning a home is a big financial commitment, which is why it can be helpful to find help with down payment costs. Feel free to reach out to us for information on currently-available down payment assistance programs.

You May Qualify If You:

  • Are a first-time home buyer
  • Have stable income
  • Secure a 30 year, fixed-rate first mortgage
  • Complete an application process
Get More Information

Available Homes

GCRA works hard to build safe and affordable homes for all types of home buyers. Buying a GCRA home means:

  • A personalized buying experience
  • Value-added construction
  • Certified energy-efficient homes
  • Low-maintenance exteriors
  • One-year warranty on all new homes
  • Some neighborhoods have street lights, maintained sidewalks, public parks, and community centers

View Available Homes

Contact Associate Housing Specialist, Monica Culbreath, for more information about GCRA homes by calling (864) 242-9801, ext. 105 or emailing her at mculbreath@gcra-sc.org.

699 Ruddy Creek Circle, Greer (Spartanburg County)

Under Contract Details: 1,117 square feet 4 bedrooms 2 bathrooms Price: $142,000 Contact Associate Housing Specialist, Monica Culbreath, for more information about GCRA homes by calling (864) 242-9801, ext. 105

233 Whitney Street, Slater (Greenville County)

Available Now! Details: 1,176 square feet 3 bedrooms 2 bathrooms Price: $138,000 Contact Associate Housing Specialist, Monica Culbreath, for more information about GCRA homes by calling (864) 242-9801, ext. 105

Coming Soon

27 Earnhardt Street, Brutontown (Greenville County)

Coming Soon (Under Construction) Details: 1,452 square feet two stories 3 bedrooms 2.5 bathrooms Price: $177,000 Contact Associate Housing Specialist, Monica Culbreath, for more information about GCRA homes by calling

Looking to Rent?

GCRA also provides rental housing. Click Here to see what is currently available.

NOTICE: Effective Monday, July 6, the Greenville County Redevelopment Authority administrative office is reopening to the public. For your safety and ours, we strongly encourage online and phone payments. If you believe you need to meet with a staff member, it is mandatory that you call to make an appointment. Only two individuals will be permitted in the lobby at any given time.
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