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Grants & Loans

Grants & Loans

GCRA has many grant and loan opportunities for a variety of businesses, nonprofits, and community organizations looking to better Greenville County.

Local Business Grants & Loans

If you have questions about Local Business grants and loans, please contact Imma Nwobodu (864) 242-9801, ext. 115 or by email at

Economic Development Loans

Economic Development (ED) & Revolving Loan Fund (RLF)
Accepting Applications: All Year

The ED and RLF are designed to encourage economic development activities and promote opportunities for employment in the communities that GCRA serves.

Who May Qualify:

Small, existing and emerging businesses located in the central business districts of:

  • Fountain Inn
  • Greer
  • Mauldin
  • Simpsonville
  • Travelers Rest
    Currently, the fund is not available to business along commercial corridors within the unincorporated areas of the County or in the City of Greenville.

Loan Details:

  • Loans between $5,000 and $25,000
  • Loans terms of five years
  • Interest rates between 3 and 5 percent
  • Two-year loan deferment option
  • Loans require collateral (equaling or exceeding the value of loan)
  • Personal guarantors are required

How to Apply:

  • Submit application and all supporting documents with a $100 non-refundable application fee
  • Complete required SCORE business/financial training for new and existing businesses
View Loan Guidelines
Loan Application
Other Resources:

Façade Improvement Grant Program

Accepting Applications: All Year

Who Qualifies

  • Commercial property owners and tenants in the Poinsett Highway corridor in the unincorporated area of Greenville County may qualify for up to $10,000
  • Commercial property owners and tenants Central Business Districts (CBD) in the five cooperating municipalities may qualify for up to $5,000. Cooperating municipalities include:
    • Fountain Inn
    • Greer
    • Mauldin
    • Simpsonville
    • Traveler’s Rest
      Funds are not available for businesses within Greenville’s city limits.

Grant Details

  • The FIP program is designed to retain and attract businesses, encourage job creation and retention, restore economic vitality and enhance property values in the area
  • Funds are intended to finance exterior improvements to commercial buildings complimentary to local design guidelines or acceptable to GCRA and the respective municipality
  • The program is a reimbursement program and shall be administered per criteria in the guidelines, to the limit of available funding
  • Funds are provided in the form of a declining balance, non-interest bearing loan

How to Apply

Community Grants

If you have questions about community grants, please contact Lovetta Walton (864) 242-9801, ext. 124 or by email at

Grant Assistance Partnership Program

Currently accepting applications: Due Wednesday, September 2, 2020 by 5:00 pm.

The Grant Assistance Partnership (GAP) Program will provide grant awards to neighborhood associations that are seeking positive community development through projects and programs.

Who Qualifies

Grant Details

  • GAP is a combined effort between the City of Greenville, the United Way of Greenville County, and GCRA to empower residents through their neighborhood associations with the goal of enhancing and improving their communities

How to Apply
The application cycle for Program Year 2020-2021 is open until 9/2/2020.


Current Grant Recipients

Complete this Project Evaluation Form

Subrecipient Funding

Not currently accepting applications. Funding cycle will reopen in January 2021.

Greenville County receives annual entitlement funding from the U.S. Department of Housing and Urban Development (HUD) for the use of Community Development Block Grant (CDBG), HOME and Emergency Shelter Grant (ESG) funds for the year beginning July 1.

Who Qualifies

  • Community Development Block Grant (CDBG)
  • HOME
  • Emergency Shelter Grant (ESG)

Subrecipients must serve clients that are low- and moderate-income unless they are members of certain groups (seniors, disabled adults, battered and abused spouses and children, illiterates, people with HIV/AIDS, or migrant farm workers). People in these groups are automatically eligible for public service activities. 95 percent of Greenville County’s Emergency Shelter Grant (ESG) is available to subrecipients serving the homeless population.

Grant Details

  • The CDBG funds assist low- and moderate-income persons, prevent or eliminate slums and blight, or meet a particularly urgent community need where no other funding is available
  • HOME funds are used to increase the supply of decent, safe, sanitary and affordable housing for lower-income persons
  • ESG funds are used to increase the supply of shelter and provide services for homeless people and to prevent homelessness

How to Apply

  • If interested in or have general questions about our subrecipient funding applications, please feel free to contact Lovetta Walton at or at (864) 242-9801 ext. 124.
Not currently accepting applications
Not currently accepting applications


Housing Development Partners Funding

Not currently accepting applications. Funding cycle will reopen in February 2021.

Funding Details

  • The funds are used for the expansion of supply of decent, safe, sanitary and affordable housing for low and moderate income persons in Greenville County, outside the City limits of Greenville.
  • Funds must be made available to benefit individuals and families whose income does not exceed 80 percent of the area median income.
  • At least 15 percent of the county’s HOME funds are set aside for Certified Housing Development Organizations (CHDOs) to increase the supply of affordable housing in the county.
  • A portion of the county’s HOME /CDBG funds are made available to other housing providers or developers, as gap fund to their housing development projects in the county.
  • The eligible activities for the funds are
    • Acquisition of real property
    • Acquisition and new construction of housing units
    • Acquisition and rehabilitation of existing housing units
    • New construction of housing units
    • Rehabilitation of existing housing units
    • Direct assistance to first-time homebuyers

Application Process

Applications are selected for funding based upon an evaluation process which includes:

  • Completeness, eligibility, competitiveness, feasibility reviews, readiness to proceed and
  • Recommendations as detailed in the RFP/application packet.

Selections are made in compliance with all pertinent statutory requirements and furtherance of the County’s housing goals, indicated in Greenville County Consolidated Plan, including but not limited to:

  • Preservation of affordable housing
  • Community revitalization
  • Green building technologies and practices
  • Ability to leverage GCRA funds with other funding sources.

Applicants should refer to the application form to determine eligibility and submission requirements.

GCRA reserves the right to award all, a portion of, or none of the program funds requested.

If you have questions about Housing Development Partner Loans, please contact Briney Bischof (864) 242-9801, ext. 120 or by email at

Not Currently Accepting Applications

Affordable Housing Fund

Not currently accepting applications. Funding cycle will reopen in February 2021.

Funding Details

  • Recognizing the need for additional safe affordable housing options in Greenville County, South Carolina, in March 2018, Greenville County commissioned an affordable housing study to serve as the foundation for a countywide affordable housing strategy.  Greenville County partnered with Hollingsworth Funds and the Greenville County Redevelopment Authority (GCRA) to fund the study.
  • The study findings were presented to Greenville County Council on April 17, 2018. The CZB report recommended establishing a dedicated annual source of funding to meet the growing need for additional affordable housing throughout Greenville County.  In February 2019, Greenville County Council established the new Affordable Housing Fund program with an initial first-year appropriation of $1,000,000 for gap financing of housing development projects that increase the production and availability of decent, safe, sanitary affordable housing for low, moderate- and middle-income households in Greenville County, outside the City limits of Greenville.  The Greenville County Affordable Housing Fund is made possible by Prisma Health which is the lead investor.
  • GCRA was selected to administer funds for the newly formed Greenville County Affordable Housing Fund.  Eligible nonprofit and for-profit housing developers and housing providers are encouraged to apply. Application documents are available to download below.

Please contact Imma Nwobodu at the GCRA office at 864-242-9801, ext. 115 or email her at for additional information.

Not Currently Accepting Applications
GCRA is open in a limited capacity. For your safety and ours, we strongly encourage online/phone payments. If you need to meet with staff, it is mandatory to call to make an appointment. Only 2 individuals are permitted in the lobby at a time. -- As of September 8th, we will be closed to the public from 12:00 to 1:30 M-Th.