Skip links

Grants & Loans

Grants & Loans

GCRA has many grant and loan opportunities for a variety of businesses, nonprofits, and community organizations looking to better Greenville County.

Local Business Grants & Loans

If you have questions about Local Business grants and loans, please contact Imma Nwobodu (864) 242-9801, ext. 115 or by email at inwobodu@gcra-sc.org.

Economic Development (ED) & Revolving Loan Fund (RLF)

Accepting Applications: All Year

The ED and RLF are designed to encourage economic development activities and promote opportunities for employment in the communities that GCRA serves.

Who May Qualify:

Small, existing and emerging businesses located in the central business districts of:

  • Fountain Inn
  • Greer
  • Mauldin
  • Simpsonville
  • Travelers Rest
    Currently, the fund is not available to business along commercial corridors within the unincorporated areas of the County or in the City of Greenville.

Loan Details:

  • Loans between $5,000 and $25,000
  • Loans terms of five years
  • Interest rates between 3 and 5 percent
  • Two-year loan deferment option
  • Loans require collateral (equaling or exceeding the value of loan)
  • Personal guarantors are required

How to Apply:

  • Submit application and all supporting documents with a $100 non-refundable application fee
  • Complete required SCORE business/financial training for new and existing businesses
View Loan Guidelines
Loan Application
Other Resources:

Façade Improvement Grant Program

Accepting Applications: All Year

Who Qualifies

  • Commercial property owners and tenants in the Poinsett Highway corridor in the unincorporated area of Greenville County may qualify for up to $10,000
  • Commercial property owners and tenants Central Business Districts (CBD) in the five cooperating municipalities may qualify for up to $5,000. Cooperating municipalities include:
    • Fountain Inn
    • Greer
    • Mauldin
    • Simpsonville
    • Traveler’s Rest
      Funds are not available for businesses within Greenville’s city limits.

Grant Details

  • The FIP program is designed to retain and attract businesses, encourage job creation and retention, restore economic vitality and enhance property values in the area
  • Funds are intended to finance exterior improvements to commercial buildings complimentary to local design guidelines or acceptable to GCRA and the respective municipality
  • The program is a reimbursement program and shall be administered per criteria in the guidelines, to the limit of available funding
  • Funds are provided in the form of a declining balance, non-interest bearing loan

How to Apply

Community Grants

Grant Assistance Partnership Program

Not Currently Accepting Applications

The Grant Assistance Partnership (GAP) Program provides grant awards to neighborhood associations that are seeking positive community development through projects and programs.

Who Qualifies

Grant Details

  • GAP is a combined effort between the City of Greenville, the United Way of Greenville County, and GCRA to empower residents through their neighborhood associations with the goal of enhancing and improving their communities

How to Apply
The application cycle for Program Year 2021-2022 will open in the Fall of 2021.

Current Grant Recipients

Complete this Project Evaluation Form

Subrecipient Funding

APPLICATION DEADLINE FEBRUARY 8, 2022 

Greenville County receives annual entitlement funding from the U.S. Department of Housing and Urban Development (HUD) for the use of Community Development Block Grant (CDBG) and Emergency Solutions Grant (ESG) funds for the year beginning July 1.

Who Qualifies

  • Community Development Block Grant (CDBG)
  • Emergency Solutions Grant (ESG)

Subrecipients must serve clients that are low- and moderate-income unless they are members of certain groups (seniors, disabled adults, battered and abused spouses and children, illiterates, people with HIV/AIDS, or migrant farm workers). People in these groups are automatically eligible for public service activities. 95 percent of Greenville County’s Emergency Solutions Grant (ESG) is available to subrecipients serving the homeless population.

Grant Details

  • The CDBG funds assist low- and moderate-income persons, prevent or eliminate slums and blight, or meet a particularly urgent community need where no other funding is available
  • ESG funds are used to increase the supply of shelter and provide services for homeless people and to prevent homelessness

How to Apply

  • If interested in or have general questions about our subrecipient funding applications, please feel free to contact Tiphany Powell at tpowell@gcra-sc.org or at (864) 242-9801 ext. 124.
CDBG Application
ESG Application

Developers

Notice of Funding Availability – Fiscal Year 2022 HOME and Affordable Housing Fund

Please click here to read the Public Notice.

Housing Development Partners Funding

APPLICATION DUE BY MONDAY, FEBRUARY 21, 2022 @4:30 PM EST

The Greenville County Redevelopment Authority (GCRA) administers the HOME Investment Partnership Program and the Greenville County Affordable Housing (GCAHF) on behalf of Greenville County, SC. The HOME Investment Partnership Program was created under Title II of the National Affordable Housing Act of 1990. THE GCAHF was established in 2019 as a result of the recommendation of the 2018 Affordable Housing Study for Greenville County to support production and supply of affordable and workforce housing in the County. The general purposes of HOME and GCAHF are expanding the supply of decent and affordable housing and workforce housing, particularly rental housing, for very low income-, low-, moderate-, and middle-income residents (GCAHF only), strengthening the abilities of state and local governments to design and implement strategies for achieving adequate supplies of decent housing affordable to the residents. The Programs are meant to extend and strengthen partnerships among all levels of government and the private sector, including for profit and nonprofit organizations, in the production and operation of affordable housing.

Funding Details

    • The HOME and GCAHF are used to gap finance affordable and workforce housing projects carried out by GCRA housing partners and developers for homeownership and rental units in Greenville County including projects in the city limits of Fountain Inn, Greer, Mauldin, Simpsonville, and Travelers Rest.
    • These funds support affordable housing for households with incomes at or below 80% of the area median income for HOME funds, and up to 120% of AMI with GCAHF, including seniors, families with young children, the homeless, persons with disabilities and veterans.

Eligible Applicants

  • Community Housing Development Organizations (CHDOs)
  • Nonprofit organizations
  • For-profit organizations

Application Process

Applications are selected for funding based upon an evaluation process which includes:

  • Completeness, eligibility, competitiveness, feasibility reviews, readiness to proceed and
  • Recommendations as detailed in the RFP/application packet.

Selections are made in compliance with all pertinent statutory requirements and furtherance of the County’s housing goals, indicated in Greenville County Consolidated Plan, including but not limited to:

  • Preservation of affordable housing
  • Community revitalization
  • Green building technologies and practices
  • Ability to leverage GCRA funds with other funding sources.

Applicants should refer to the application form to determine eligibility and submission requirements.

GCRA reserves the right to award all, a portion of, or none of the program funds requested.

Please contact Imma Nwobodu at the GCRA office at 864-242-9801, ext. 115 or email her at inwobodu@gcra-sc.org for additional information.

CLICK HERE for Underwriting Criteria & Developers Guide
CLICK HERE for Application - Part One
CLICK HERE for Application - Part Two, Financials

HOME – American Rescue Plan

Public Notice – Public Participation Process

Funding Availability from the US. Department of Housing and Urban Development.

The American Rescue Plan Act of 2021 appropriated $5 billion to provide housing, services, and shelter to individuals experiencing homelessness and other vulnerable populations. These funds were allocated by formula to jurisdictions that qualified for funding through the HOME Investment Partnership Program (HOME Program) from the U.S. Department of Housing and Urban Development (HUD). This special round of funding is called the “HOME-ARP” program.

In April 2021, HUD allocated to Greenville County, South Carolina, a HUD Participating Jurisdiction (PJ) a total of $4,151,357 in HOME-ARP funds.
Eligible activities that may be funded with HOME-ARP include: (1) development and support of affordable housing; (2) tenant-based rental assistance; (3) provision of supportive services (such as housing counseling, homelessness prevention, childcare, job training, legal services, case management, moving costs, rental applications, and rent assistance); and (4) acquisition and development of non-congregate shelter units.

  • Funds must primarily benefit individuals and households in the following qualifying populations:
    • Experiencing homelessness (as defined in 24 CFR 91.5 “Homeless” (1), (2), or (3))
    • At risk of homelessness (as defined in 24 CFR 91.5 “At risk of homelessness”)
    • Fleeing domestic violence, dating violence, sexual assault, stalking, or human trafficking, (as defined in 24 CFR 5.2003)
    • Other populations with high risk of housing instability (highly including cost-burdened low-income households, households who have moved two or more times in the last 60 days, and households living in a hotel/motel).

The Greenville County Redevelopment Authority, as the administrator the County’s Entitlement fund from HUD is developing an Allocation Plan to identify priority housing and service needs in the community that may be supported with HOME-ARP funds and to describe the process that will be used to distribute HOME-ARP funds. The public comment period is open from January 10, 2022 – February 10, 2022.
Comments may be submitted in writing by mail or email, or by telephone to Imma Nwobodu.

Greenville County residents are also invited to provide their input on the County’s use of HOME-ARP funds here: https://www.surveymonkey.com/r/7XJ89V5

A Public Hearing will be held to receive input on Greenville County’s draft HOME-ARP Allocation Plan virtual or in person on January 27, 2022, at 4:00 pm.

  • Those interested in watching the meeting can find a link at https://us02web.zoom.us/j/83012691631 or request access from Jose Reynoso at jreynoso@gcra-sc.org or 864-242-9801 ext. 127.
  • Anyone requiring either auxiliary aids and services under the Americans with Disabilities Act (ADA) or a language translator should contact Jose Reynoso on or before January 26,2022 or 864-242-9801.

Please contact Imma Nwobodu at the GCRA office at 864-242-9801, ext. 115 or email her at inwobodu@gcra-sc.org for additional information.

CLICK HERE for January 27th Zoom Meeting
CLICK HERE for Greeneville County Resident Survey
Please note that GCRA is closed from 12:00 to 1:30 on Mondays through Thursdays, and we close for the day at 1:30 every Friday.
+